right now, the tea party types are screaming about debt, debt, debt and the national deficit. i understand why in general it seems it is not good to have too much debt and it is not good to run deficits. a sickly, every household in america does if you have a mortgage. -- basically, every household american does if you have a mortgage and you are paying it off over time or on student loans or car loans or putting anything on a credit card for month-to-month. right now, interest rates are tremendously low come our economy is sluggish, it's a good ase to be are owing money long as you borrow it for the right money. if you borrow it to buy beer, it will not help you in the long run. it may be fun but if you borrow money to send a kid to school or to educate yourself in a way to house your family -- those are good solid investments. if we are using money now, which we borrowed at a cheap rate, hopefully, we will not have another default or shut down that will raise rates which is -- which is ap tremendously negative impact but if you can borrow money now to rebuild the infrastruct